How to Know When to File a Personal Injury Case
Whenever you get into an accident, sometimes you are not sure if you should file for a personal injury claim or not. There are several factors you might have to consider before making up your mind. Well, to help you understand better about your case, hire a personal injury lawyer. With a competent lawyer, you should know how best to approach the case.
How serious are the injuries?
Each time you want to file a claim, you still have to look at your injuries first. It is understandable if you want the negligent party to be held responsible, but you also have to look at the severity of the injuries.
In some cases, your injuries might be minor that you even did not need to visit a hospital. In such a case, you might have to think twice about what kind of damages you will have to file for, and if the case is worth pursuing. You also have to consider who was at fault, whether you played a role leading to the accident, and still if the injuries are worth filing for a claim.
It is expected that the other party will also fight the accusations through their lawyers. It is best to have an attorney to handle the back and forth negotiations before you can receive the settlement. Still, a doctor has to issue a medical report detailing your injuries to show that the injuries were present. Sometimes an independent doctor might be requested to avoid any cases of biasness.
Have you incurred loses?
Depending on the insurance cover that you have, sometimes the cover will take care of your losses after an accident. This includes paying for your medical bills and repairing the car. Whenever this happens, you might not be sure if you want to pursue an additional settlement from the negligent party.
In most cases, doctor visits, X-rays, physical therapy, and other medical care will be under your health cover regardless of who caused the injuries. Even when your insurance company covers the injuries, sometimes ending up in multiple accidents all the time will likely raise your insurance premiums. It might be why you might want to get the other party to pay for your injuries.
The worst is when the health cover does not cover all the losses. Such can be pain and suffering you get from the injury. At this point, you can file a claim requesting to be paid for the pain and suffering you had to go through after the accident.
How strong is the case?
This is the most critical question you have to ask your attorney before proceeding to file a claim. The last thing you want is a case with many holes. With a good case, you can easily present the claim with confidence knowing that it can be paid.
It is best in such cases to get advice from a competent personal injury lawyer. Take your time to check out the reviews on different attorneys to make up your mind. With a good lawyer, you will get all the essential legal advice on how to proceed with your personal injury case.